Company 401(k) plans are a maze of unrecognizable, undecipherable, and confusing mutual fund options. A study last year revealed that most individual investors would rather search for health care options than make investment management decisions in their company...
ETF’s are becoming a more popular option in Minnesota company 401(k) retirement plans. I think that fact is a very positive development for individual retirement plan investors. Lower annual costs and improved investment performance are the main attraction. This is...
I read a great article on the real costs of 401(k) mutual funds. I completely agree with the analysis. In financial industry jargon, an active manager is a mutual fund manager. Mutual funds make up the vast majority of company 401(k) retirement plan options. Charley...
There has been a flurry of articles lately on the Department of Labor decision to ask for more guidance on the brokerage window option in company 401(k) retirement plans. This option is often referred to as the SDBA (self-directed brokerage account). Charles Schwab...
I have provided investment advice to individual Minnesota company 401(k) retirement plan participant for over 15 years. I find room for all three types of company 401(k) retirement plan fund options. First, I use index mutual funds. These mutual funds replicate the...