I have provided investment advice to self-directed 401(k) investors since July 1999. Most 401(k) participants do not know about self-directed 401(k) accounts. That fact has always been a mystery to me. Most individual investors have a traditional view of their company...
Your company 401(k) is one of the best ways to save for a happy retirement. But 401(k)s are not the only game in town when it comes to retirement planning. A health savings account (HSA) offers tax savings on medical expenses. But you can make investment decisions in...
Like many things in the investment management world. Selecting 401(k) mutual funds comes down to a basic math problem. The answer to the “what to buy?” question is solved by ranking your 401(k) mutual funds by annual costs. Then by annual investment performance. Why...
Most investment advisors can’t resist. Even the ones with the fancy letters after their name on their web sites and business cards. These advisors want to be a jack-of-all-trades. They will tell new investment advisor prospects they can provide all financial services...
The stock and bond market are suddenly and increasingly more volatile. Inflation is on the rise. And new COVID-19 Delata variant has been confirmed among unvaccinated people. Any one of these issues can cause stock and bond market concern. All three of these issues...
