Millions of American investors. Have the largest part of their stock and bond market investments in their 401(k). The bad news is the most individual 401(k) investors have no idea “what to buy” on their default retirement plan menu. One mutual fund looks the same as...
Do you fall into this category of individual 401(k) investor? (I hope you do. Otherwise, this blog post is a complete waste of your reading time). Have you ever wondered if you own the best mutual funds offered on your company’s default 401(k) mutual fund menu? Most...
When it comes to 401(k) investing, it is always best to keep it simple. That is my main message to all individual 401(k) investors. Mutual funds should make life simple. Many popular 401(k) mutual funds were founded in the 1920’s and 1930’s. For smaller investors who...
I see this all the time. Individual investors with the best of intentions. To take more control of their 401(k) investment management decisions. The historic no good 401(k) investment returns from 2022 should now have your full attention. Year-end 401(k) statement...
Your 401(k) marketing materials make the following message loud and clear. 401(k) participants do not have the necessary experience, training, or knowledge. They cannot manage their own 401(k) accounts. Your 401(k) provider (Schwab, Fidelity, Vanguard, etc.) offers a...