I have met with hundreds of individual company 401(k) retirement plan participants since I began specializing in this investment advice niche in 1999. I run into the diversification monster in almost every meeting. Diversification has been widely promoted to...
How many asset allocation articles have you read in the financial media over your working career? Probably even more than articles promoting the endless benefits of “diversification.” My good friends at The Sherman Sheet hosted a webinar last week. They shared a slide...
If you ask them often enough, your college-age kids will share the online articles they read. I learn a great deal of information on a variety of subjects by reading the same articles my kids and their same-age friends read. One of my kids just graduated with an MBA....
Coming up on three years ago, I read an article on the CBS News web site about the biggest money worries most Americans have. I fortunately saved the article. Here is the key take-away. Even in normal times, 65% of Americans lose sleep over their finances. As you...
Have you ever noticed that the mutual fund options in your company 401(k) retirement plan menu are listed in alphabetical order? Well, there is a research report published a year ago that answers that fact. And it found that mutual fund names beginning “early in the...