I am often faced with this question.
Required to provide a 20-second explanation.
Let’s start with what individual 401(k) participants hate the most.
Losing money.
The last several years of stock market gains.
Along with personal and company-matching contributions.
Can I fix this for sure?
I do not have a crystal ball.
I do not use market timing services.
I have no idea if the next great move in the stock is up or down.
But I can help you with a plan.
A logical, organized, and disciplined 401(k) investment management strategy.
When, not if, the stock market wants to take away part of your 401(k).
P.S. Don’t continue to guess with your 401(k) mutual funds.
