Don’t know much about your 401(k) mutual funds?
Here’s how to improve your 401(k) mutual fund picks.
I help my individual 401(k) investors.
Figure out “what to buy” in their 401(k).
The number 1 problem with your 401(k) mutual funds?
Lack of customized and detailed mutual fund information.
Specific to your default 401(k) mutual fund menu.
Who needs more financial jargon?
Or the meaningless mutual fund marketing language.
Same goes for those e-mails from Human Resources.
I mean the institutional-level mutual fund analysis.
Independent, third-party, fiduciary level mutual fund data.
Don’t continue to “buy-and-hope.”
The data is available if you know where to look.
Let your co-worker own the mediocre 401(k) mutual funds.
The ones that are most expensive to own.
The ones that always lag the stock market averages in good markets.
You don’t need a broad diversification in your 401(k).
You only need to own the handful of best mutual funds available.
And manage stock market risk as conditions change.