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Thanksgiving 2017: Shoot the Turkeys in Your Company 401(k)

Thanksgiving 2017: Shoot the Turkeys in Your Company 401(k)

by Ric Lager | Nov 21, 2017 | 401k Advice, Blog, Educational

The large financial services companies spend tens of millions of advertising dollars every year. Their main message is always the Big Three of investment management advice–asset allocation, diversification, and rebalancing. The end result is that most individual...

How to build a low cost 401(k)

by Ric Lager | Nov 14, 2017 | 401k Advice, Blog, Educational

By far the biggest frustration individual company 401(k) retirement plan participants face comes for choosing which mutual funds to own. Frustration with the “what do I buy” decision abounds. The majority of investors I talk to follow the “buy-and-hope” investment...

Managing 401(k) Optimism…and Pessimism…is your challenge now

by Ric Lager | Nov 7, 2017 | 401k Advice, Blog, Educational

Now that Richard Thaler was awarded this year’s Nobel prize for economics last month, behavioral economics is all the rage again. Daniel Kahneman won the same Nobel prize back in 2002 for his work behavioral economics work with his late partner Amos Tversky. These...
Who really picked your company 401(k) mutual funds?

Who really picked your company 401(k) mutual funds?

by Ric Lager | Oct 31, 2017 | 401k Advice, Blog, Educational

Have you ever taken the time to understand who constructed your company 401(k) retirement plan mutual fund menu? If you work at a large Fortune 500 company, a high-priced retirement plan consulting firm picked your company 401(k) retirement plan mutual fund options....

Mutual Funds Still Matter Most in Company 401k’s

by Ric Lager | Oct 24, 2017 | 401k Advice, Blog, Educational

Mutual funds are the Rodney Dangerfield of the U.S. investment management landscape because “they get no respect.” My apologies to the young readers of this blog post. My two college kids had no idea who that was either. I linked his Wikipedia profile page to his name...

It’s October: time to rank your company 401(k) fantasy team

by Ric Lager | Oct 17, 2017 | 401k Advice, Blog, Educational

October is surely the best month of the entire year for a sports fan. NCAA and NFL football are in full swing. The NBA and NHL regular seasons begin this month. And the MLB playoffs are already as exciting as ever. In Minnesota, we celebrated another WNBA championship...
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