Protect Your 401(k) During Earnings Season
Last week, one of my individual 401(k) advice clients asked me, “I’m bracing for bad earnings news from the stocks in my 401(k) mutual funds.What happens if they disappoint?” Most individual investors think earnings season is about stock prices.For 401(k) investors,...
401(k) Anxiety
I solve individual 401(k) mutual fund problems for clients.Here’s one of the most frequent problems I see. 401(k) Anxiety.Don’t bother to google that phrase.Or practice your AI skills. I made it up. I blame the condition on our hyper digital age.Anything is a few...
401(k) optimism
Every individual 401(k) participant I contact.Via telephone, e-mail, or a reader of my blog posts.Does not realize they currently suffer this 401(k) condition. The 401(k) “cost of the problem.” This problem begins with “guessing” which mutual funds to own in your...
The Hidden Risk in Your 401(k)
Most 401(k) investors make dangerous assumptions.About their default mutual fund menu.It’s “good enough.” It’s not. Here’s the problem: Default doesn’t mean optimal. It means generic.It means everyone only gets to choose the same mutual funds.Regardless of their...
