I had lunch with my graduate school daughter last week. In the group were two of her recent college graduate friends. The two ladies recently joined the working world for the first time. Both of my daughter’s friends know that I am an investment advisor. The topic of...
Both online and in-person investment management firms require individual investors to fill out a “risk” questionnaire. Regardless of the firm, these questionnaires are surprisingly the same. There are two main goals all investment management firms want to achieve with...
The smart speaker and voice assistant revolution is probably going on in your home and office right now. You can check the weather, order groceries, make appointments and get the scores from your favorite sports team. Last week, I read a Microsoft report that...
In the past couple of weeks, you have most likely received your company 401(k) retirement plan account statement dated June 30, 2019. Equally likely is the fact that you have never had so much money in your 401(k) before. If you have not had time to review your most...
Over the last few weeks, the three main U.S. stock indexes — the Dow Jones Industrial Average, S&P 500, and Nasdaq Composite index have all climbed to record levels. That is great news if you own the mutual funds on your company 401(k) retirement plan menu that...
For most individual company 401(k) retirement plan participants, the mutual fund options found on the default menu are overwhelming. It is no wonder that “buy-and-hope” is the most popular investment management strategy. At a basic level, there are only two kinds of...
