The first thing that I do when I meet with an individual company 401(k) retirement plan participant is to calculate the annual costs of their current company 401(k) retirement plan mutual funds. In 36 years of providing investment advice, I have never met an...
I have met with hundreds of individual company 401(k) retirement plan participants since I began specializing in this investment advice niche in 1999. I run into the diversification monster in almost every meeting. Diversification has been widely promoted to...
There have been some positive changes in the company 401(k) mutual fund world over the last few years. In this blog post, I want to make sure if you were aware of these changes. First, mutual fund expenses have come down dramatically. Fund expenses in 2019 were just...
Even a casual political observer would know that President Trump frequently posts comments to Twitter over the last few months on several topics. One of his favorite topics recently has been the U.S. stock markets and the strong performance of 401(k) accounts. Last...
The first objective of company 401(k) retirement plan account participation is to make enough contributions in order to get the “free money” company matching feature each year. The second objective is to grow the value of your company-matching contributions and...
By now, your favorite NFL team has started their season. College and high school teams are weeks away from playing. Fall is in the air and football is top-of-mind for even casual football fans now. A basic knowledge of football can provide a very important company...
