401(k) Advice Is Not Financial Planning
I would like to take a few minutes of your reading time to clear up a minor investment advice issue. This issue I am sure is minor for you. I run into this issue several times each week. 401(k) investment advice is not financial planning. This is an important...
One 401(k) Don’t, and one 401(k) Do
Rising interest rates and a recent spate of bank failures. Each adds to the uncertainty in the economy right now. Layoffs and store closures don’t help. All these news events have brought volatility back to the stock and bond markets. Many of my 401(k) advice clients...
The Debt Ceiling and your 401(k)
Yes, it’s back. Economists, pundits, and politicians. Along with individual investors. All saying the same thing: “Here we go again.” On January 19, the United States officially hit the debt ceiling. Now, you probably didn’t notice anything different when you woke up...
Spring 2023. Plant your garden. But weed your 401(k).
Managing your 401(k) mutual fund portfolio has more to do with gardening than you might imagine. I have found that the concept of “gardening” tends to resonate with individual 401(k) investors. Let’s see if I can help you make the same connection. Spring is time to...
