Future 401(k) returns could be hard to find
Retail investors have chased stocks much higher so far in 2023. Much of the enthusiasm due to the upcoming “Fed pivot.” And as a result, no long and prolonged recession. The Fed pivot takes place only when inflation stalls. The goes down. And the Federal Reserve...
401(k) Advice Is Not Financial Planning
I would like to take a few minutes of your reading time to clear up a minor investment advice issue. This issue I am sure is minor for you. I run into this issue several times each week. 401(k) investment advice is not financial planning. This is an important...
One 401(k) Don’t, and one 401(k) Do
Rising interest rates and a recent spate of bank failures. Each adds to the uncertainty in the economy right now. Layoffs and store closures don’t help. All these news events have brought volatility back to the stock and bond markets. Many of my 401(k) advice clients...
The Debt Ceiling and your 401(k)
Yes, it’s back. Economists, pundits, and politicians. Along with individual investors. All saying the same thing: “Here we go again.” On January 19, the United States officially hit the debt ceiling. Now, you probably didn’t notice anything different when you woke up...
