You only need a large 401(k) balance once
I am now in my 22nd year of providing investment advice to individual 401(k) participants. Many of my 401(k) advice clients have well over six-figure balances. Most of these individual investors have a desired retirement plan date in mind. They are concerned about a...
A couple’s strategy for their 401(k)’s
Married couples, committed couples, or uncommitted partners. Whatever the correct description of your relationship, you financially connected. And that connection may last well into retirement. You have at least one or two company 401(k) accounts in your household....
Target-Date Mutual Funds vs SDBA. Your Best 401(k) Option?
Every 401(k) plan I review for my individual 401(k) advice clients includes a target-date mutual fund. Some 401(k) plans have been overrun by target-date mutual funds. So, target-date mutual funds are popular. At least with the retirement plan consultants who sold...
Two things your 401(k) needs right now to survive
I opened my first investment advice account for an individual company 401(k) investor in 1999. I have learned the two main elements for successful 401(k) investment management. The first element is intelligence. 401(k) participants must take the time to understand...
