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The S&P 500 fund in your 401(k) could blow up like a NCAA men’s basketball bracket

by Ric Lager | Mar 26, 2021 | 401k Advice, Blog, Educational

They don’t call it March Madness for nothing. The first two rounds of the men’s 2021 NCAA tournament were filled with major upsets. Eight of nine Big Ten teams failed to advance to the Sweet 16 round. If your bracket has exploded, you are not alone. Take the time you...

A “balanced” 401(k) mutual fund may be a dangerous thing to own

by Ric Lager | Mar 23, 2021 | 401k Advice, Blog, Educational

Regardless of age, investment experience, or interest in personal investing, every individual investor has read or heard about the merits of a “balanced” company 401(k) retirement plan account. A “balanced” stock and bond market portfolio offered in target term mutual...

So, which S&P 500 do you own in your self-directed company 401(k) account?

by Ric Lager | Mar 20, 2021 | 401k Advice, Blog, Educational

I take a great deal of pride in the fact that I can easily explain the main parts of the stock market risk management process I provide to my individual company 401(k) investment advice clients. Gone are the days of fancy three-color marketing brochures. I could not...

March Madness can improve your 401(k) investment returns

by Ric Lager | Mar 15, 2021 | 401k Advice, Blog, Educational

After a one-year absence, the NCAA men’s basketball tournament is back. On Sunday the NCAA selection committee announced the field for the 2021 NCAA men’s basketball tournament. Ready or not, “March Madness” has begun. The tournament includes 68 teams that will...

It’s Spring: Open the brokerage window in your 401(k)

by Ric Lager | Mar 9, 2021 | 401k Advice, Blog, Educational

The temperature hit 60 degrees in Minneapolis yesterday. That fact is all I need to declare Spring in the “Land of 10,00 Lakes.”  Minnesota actually has 11,842 lakes of 10 acres or more, but that will be the subject of a future blog post. Spring has always...

Outsource Your 401(k) Investment Management

by Ric Lager | Mar 3, 2021 | 401k Advice, Blog, Educational

What could be better for your time-management and peace of mind than an independent, third-party, fiduciary-level investment advisor providing professional advisory management to your specific company 401(k) retirement plan mutual fund menu? This 401(k) investment...
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