What you need and don’t need for a 401(k) rollover
Not to worry. I figured out the investment advice you need for any future 401(k) rollover. You need independent, third-party, fiduciary level investment advice. Provided by an experienced investment advisor. I have told you what you need. Please let me try to convince...
A second opinion on your 401(k) mutual funds
I “jump out of the bushes” in a cold telephone call or an e-mail to a 401(k) participant. Even worse, I ask them right away about how their current 401(k) mutual funds. I have years and years of personal experience to back up the following statement. No stretch of the...
A good time to rebalance your 401(k) mutual funds
Have you ever noticed that your company 401(k) retirement plan does not provide guidance on how to manage it? That fact leads individual 401(k) participants guessing at “what to buy?” All the mutual funds on your default company 401(k) menu have done well over the...
3 Questions Every Do-It-Yourself 401(k) Investor
Let us get right to the end of the story. If you answer “no” to any of these questions means you may need to think about a 401(k) advice relationship. I prospect individual 401(k) participants every day. I gage their interest in a new 401(k) investment...
