Would you buy the same 401(k) funds now?
The stock and bond market risk levels have changed. You have seen the headlines. Even if you don’t pay attention every day. Take a good look at the mutual funds you own now in your 401(k). The annual fees and expenses first. Are you receiving the investment returns...
It’s 401(k) decision time
Congratulations on your all-time high 401(k) account balance. Oh wait! That was at the end of June. Sorry. As you know … The stock market has other ideas. I focus a good part of my investment advice practice on individual 401(k) investors.Because most of them don’t...
It’s that time again. To reduce 401(k) stock market risk.
Every few years. You know it can happen. But most 401(k) investors don’t pay attention when it happens. “Buy-and-hold” fails as a successful long-term 401(k) investment management strategy. The reason has nothing to do with investment management. The reason is...
A deer and a 401(k) stop loss
A few weeks ago, I hit a deer with my Jeep. On the way to my cabin in Canada. The last few miles of the trip is remote. Dotted with many of God’s creatures. Each one enjoying the summer weather. Often in the road. I always pay close attention. Even when I have the...