Emotional 401(k) decisions are the worst
If you are a 401(k) investor, you know this. You make your investment decisions based on emotions. Call it an occupational hazard. Over 41 years as an investment advisor. Facts, figures, statistics.Tables, graphs, and charts. All tied to logic, discipline, and...
If you don’t diversify your 401(k), the tariffs will do it for you
You need to rethink the current stock market risk level in your 401(k). It’s a simple shift.Not hard if you use the right mutual fund analytical tools. Because the main direction of the U.S. stock markets may shift.If the new tariffs hurt company earnings going...
When your 401(k) mutual fund isn’t working
Everyone makes 401(k) investment mistakes. Picks the wrong mutual fund. Or mutual funds. But is the much bigger long-term problem… Individual investors “do nothing.” Because they don’t know how much it costs to own the wrong 401(k) mutual fund. Too much time. Too much...
A 401(k) fee and performance audit
Most individual 401(k) participants I approach are the same. They already have an investment advisor relationship. But more of the same. That relationship does not include their 401(k) account. Or their spouse or partner 401(k). Most individual investors don’t...
