Trust is the Missing Piece in Your 401(k)
The real issue with individual 401(k) investment advice is trust.When 401(k) investors don’t trust the process.They hesitate.They ‘want to think about it.” By far, this situation is the most frustrating for me.Because I know the final outcome. Individual 401(k)...
The 401(k) Commodity Trap
Most individual 401(k) investors.Don’t realize they are being processed.Into generic mutual fund options. Your 401(k) retirement savings.In the hands of another algorithm. Target date 401(k) mutual funds.A one-size-fits-all packaged solution. I work with individual...
The Cost of “I’ll Think About It” in Your 401(k)
“I need to think about it.” Most times, the first response to my offer of 401(k) investment advice. It sounds reasonable.Even thoughtful. But most of the time it is knee jerk.Unthinking.Leave me alone. Why? Because individual 401(k) investors don’t see the value of...
You’re Not Crazy: Your 401(k) Really Is This Confusing.
You’ve been contributing to your 401(k) for years.You’re grateful of your company-matching 401(k) contributions. You’ve picked your mutual funds.You’ve trusted the system. But let me ask you something: What’s been your biggest frustration when it comes to managing...
