Confusion is the Enemy in Your 401(k)
Most individual 401(k) investors don’t lack financial intelligence.They lack clarity. And clarity isn’t provided by your 401(k) sponsor (your company).Or your 401(k) provider (Schwab, Fidelity, Empower, etc.). 401(k) mutual fund clarity is built one mutual fund at a...
The Map Your 401(k) Doesn’t Show You
Most individual 401(k) investors are flying blind. Not because they’re careless.Because the 401(k) system hides the map. Here’s the truth: You likely don’t own the best-performing mutual funds in your 401(k. Not because they don’t exist.But because your 401(k) doesn’t...
The Illusion of 401(k) Safety
Complacency is everywhere in the 401(k) world.Buy-and-Hold.Set-and-Forget. Entire generations of individual 401(k) investors.Don’t even pay attention to their paper 401(k) quarterly statements in the mail. 401(k) stock market risk does not go away.Even after years of...
What Most 401(k) Investors Get Wrong About Risk
What’s the biggest risk in 401(k) investing?Most people get this wrong. Some 401(k) investor would reply “losing money.”Others would respond “fear of missing out.” Both are correct.But this is what they miss. There are actually two risks in 401(k) investing: 1. The...
