Don’t Diversify Your 401(k)

I just wrote this article on February 23rd, 2012 for my Golden Valley Patch Blog. The definition of diversification in managing your investments has always been best described as not “having all your eggs in one basket.” The very reason that mutual funds dominate the...

Company Stock in a 401(k)

I wrote this article on February 16th, 2012 for my Golden Valley Patch Blog. Just about every Minnesota company 401(k) retirement plan menu I have ever seen includes an option to own the common stock of that company in an individual company retirement plan account....
Beware of Thanksgiving Day Money Talk

Beware of Thanksgiving Day Money Talk

I wrote this article on November 23, 2011 for my Golden Valley Patch Blog. You know this conversation is coming up on Thanksgiving…along with the turkey, sweet potatoes and pumpkin pie. You can always count on the “money and investing” conversation with your friends...

Buy-and-Hold is Wrong Again

I wrote this article for my Golden Valley Patch Blog on November 18, 2011. By a large margin, the Buy-and-Hold investment management strategy is the most common investment management strategy I hear about when I meet with Minnesota company retirement plan...