It’s here. That time of the U.S. stock market cycle when more and more internet stock market analyst and advisors are writing and talking about selling all your stocks now. Selling stocks in anticipation of the next great stock market decline never works. You should...
Not many individual Minnesota company 401(k) retirement plan participants know the right answer to this question. I thought a blog post providing the correct answer would be worth your reading time. The question is, “Is your company 401(k) retirement plan mutual fund...
I read a great article in Investment News over the weekend titled, “A lot of choices can be a bad thing.” The article reminded me of all the Minnesota company 401(k) retirement plans that I have reviewed on behalf of my individual participant clients. “In their still...
This financial industry research endorsement has taken much longer than I ever expected. For the first time that I have seen, Morningstar, Inc. has taken a positive tone to the use of ETF’s (exchange traded funds) in a company 401(k) retirement plan account....
When I returned home from my daughter’s high school Homecoming football game last Friday night, I turned on my computer to check the news. What I found was a financial industry web site article that really got my blood pressure to rise. The opinion piece was titled,...
The third annual TIAA-CREFF Money Matters survey was published earlier this week. I was not surprised by the results as described in the Executive Summary. About 65% of Americans are not at all interested in financial advice. It is easy to understand the real reasons...
