Lager & Company, Inc.
  • Meet Ric Lager
  • About Lager & Company
  • Blog
  • Contact
Select Page
The 401(k) Move Most Investors Miss During Market Declines

The 401(k) Move Most Investors Miss During Market Declines

by Ric Lager | Dec 16, 2025 | 401k Advice, Blog, Educational

Most individual 401(k) investors ride the stock market rollercoaster.Hands up during the climb when the view their all-time 401(k) account statements.White-knuckled during the most recent stock market decline. Want to step off the ride and protect your 401(k) stock...
The 401(k) Trap: Why Target-Date Funds Are Dangerous

The 401(k) Trap: Why Target-Date Funds Are Dangerous

by Ric Lager | Dec 15, 2025 | 401k Advice, Blog, Educational

Millions of 401(k) investors believe they’ve found the perfect mutual fund solution. The most popular “set-it-and-forget-it” 401(k) investment management strategy.Target-date 401(k) mutual funds. They look simple enough.They provide information that reads like a safe...
Simplifying Your 401k) Mutual Fund Choices

Simplifying Your 401k) Mutual Fund Choices

by Ric Lager | Dec 14, 2025 | 401k Advice, Blog, Educational

Ever feel like your 401(k) mutual fund options are written in another language? Or that you should have taken more finance classes in college? You already know about the investment management basics.Asset Allocation, Diversification, Rebalancing, and Dollar Cost...
Are You a 401(k) Genius—Or Just Riding the Wave?

Are You a 401(k) Genius—Or Just Riding the Wave?

by Ric Lager | Dec 13, 2025 | 401k Advice, Blog, Educational

When the stock markets are rising, it’s easy to feel like a 401(k) genius. But when volatility hits, the real question emerges: Are your 401(k) stock market gains built on strategy—or luck? When you check your 401(k) account balance.You assume you’re doing something...
In 10 Minutes, You’ll Know More About Your 401(k) Than Ever Before

In 10 Minutes, You’ll Know More About Your 401(k) Than Ever Before

by Ric Lager | Dec 12, 2025 | 401k Advice, Blog, Educational

Let’s talk about your 401(k). Not in vague financial media terms.But in real, actionable ways you can use to pick your 401(k) mutual funds. Ever wondered whether your 401(k) mutual fund choices are working?In your favor or against you. Most investors never get a...
401(k) Balances Are at Record Highs. So Is Your Risk.

401(k) Balances Are at Record Highs. So Is Your Risk.

by Ric Lager | Dec 11, 2025 | 401k Advice, Blog, Educational

Most 401(k) investors rebalance once a year. Some never do. But the stock market doesn’t wait for your calendar. Do your current 401(k) mutual funds reflect your stock market risk? Don’t let stock market risk.Get ahead of your level of comfort with your 401(k)...
« Older Entries
Next Entries »

Call Us:

763-377-2006

Subscribe to my LinkedIn newsletter

Find Recent Posts

  • 401k Advice (990)
  • Blog (1,000)
  • Educational (969)
  • Uncategorized (20)

Ric Lager in the News

Ric Lager Article Spurs 401k Advice Debate

Ric Lager in June 2010 Research Magazine

401k Advice For Individuals: How I Helped Develop The Market

Ric Lager Mentioned in May 2010 Article on Managing Risk

401(k): The Battle Over 401-k Advice

Investment Advisors: Take Back Your Money Management

Advisors: Reclaim Management Of Your Client’s Funds

Educational Topics

401(k) Education

Help for Your 401(k) Account

Manage Stock Market Risk

Point & Figure Technical Analysis

Your 401(k) & Point & Figure

Disclosures & Legal Disclaimers
© 2026 Lager & Company, Inc.

6306 Golden Valley Rd. Golden Valley, MN 55427

763-377-2006

Get a Free 401(k)

Analysis 

Get Free Analysis
N

Understand when the risk level changes.

N

Understand the investment management tools available.

CLE Course Links

1. Click on the state.

  • Alaska
  • Arizona
  • California
  • Connecticut
  • DC
  • Illinois
  • Maryland
  • Massachusetts
  • Michigan
  • Missouri
  • New Hampshire
  • New Jersey
  • New York
  • North Dakota
  • Pennsylvania
  • South Dakota
  • Vermont

 

2. Then click on the cart icon.

CLE Course Links

1. Click on the state.

  • Alaska
  • Arizona
  • California
  • Connecticut
  • DC
  • Illinois
  • Maryland
  • Massachusetts
  • Michigan
  • Missouri
  • New Hampshire
  • New Jersey
  • New York
  • North Dakota
  • Pennsylvania
  • South Dakota
  • Vermont

 

2. Then click on the cart icon.

To get your free analysis, please fill in this short form and an advisor will contact you.

  • This field is for validation purposes and should be left unchanged.
  • Accepted file types: png, jpg, gif, pdf, Max. file size: 5 MB.
    Take a screenshot of your Default Menu of Company Retirement Mutual Fund Options and upload it here.