Most individual Minnesota stock market investors believe that successful stock market investing is a mystical, magical, and complicated process. They think that consistent stock market returns are only available to professional investment managers. That is not the...
Individual Minnesota investors should recognize a set of very important facts about their company 401(k) retirement plan participation. The first fact is to be happy about the sacrifice that you make every month. Saving for retirement is an important financial goal....
Target date mutual funds have been advertised and promoted by company retirement plan sponsors as the “set-it-and-forget-it” alternative to managing your individual company 401(k) retirement plan account. Target date mutual funds mix stocks and bonds in ranges from...
The December 2014 issue of insurancenewsnet magazine published my article on “15 Minutes Could Save Your Client’s Retirement Plan”. It is always an honor and a privilege for national financial industry publications to care what I think about providing...
I have analyzed the default company 401(k) retirement plan menu for dozens of Minnesota companies. There is not much clear information available to individual company 401(k) retirement plan participants on their collective trust mutual fund menu options. Collective...
I recently read an article about a study of mutual fund performance. The study determined whether the top-performing mutual funds over three-, five- and 10-year periods could sustain their performance in subsequent periods. The final results of the study were very...
