The large financial services companies spend tens of millions of advertising dollars every year. Their main message is always the Big Three investment management advice–asset allocation, diversification, and rebalancing. The end result is that most individual...
Individual company 401(k) retirement plan participants spend all of their time worrying about the stock market. Working investors hope and pray that trend the stock market trend of the last seven years continues. I have never sat in front of a company 401(k)...
Last week, I did a review of the company 401(k) retirement plan account mutual funds holdings for a parent that I knew from my daughter’s high school dance team. I thought that what I found would make for an interesting blog post. I reviewed the most recent...
There seems to be an emerging trend in personal financial media. That is to blame the underperformance of company 401(k) retirement plan accounts on company 401(k) retirement plan sponsors and providers. In recent weeks, I have sat down with more than one Minnesota...
I post blogs in order to meet new Minnesota investors. Many retired investors send me e-mails with great questions about real life investment management problems. Joe e-mailed me a couple of weeks ago. He is recently retired, and has an existing relationship with an...
The annual fee structures of company 401(k) retirement plans are very complicated. Most of the new required fee disclosures have not helped. Individual company 401(k) retirement plan participants still struggle to understand how much the company 401(k) retirement plan...
