The 401(k) Diversification Illusion
“I own several 401(k) mutual funds, so I should be diversified.” It is a reasonable thought.But individual 401(k) investors are surprised to learn.They end up with less diversification than they think. It’s not how many mutual funds you own in your 401(k).It’s the...
If Your 401(k) Feels Off, Ignoring It Won’t Help
Some people feel uneasy about their 401(k) now.But don’t act on it. They log in, glance at the balance, and close the page.Nothing changes. With the stock market near all-time highs.Wars, politics, inflation, interest rates, layoffs.“Doing Nothing” in your 401(k)...
What Your 401(k) Does When Stock Markets Change
Most individual 401(k) investors do what they are supposed to do. They contribute to their 401(k).They stay invested. When stock markets are rising, that has always worked.Contributions build up and balances grow.There’s a sense that everything is moving in the right...
Simple Stock Market Risk Management Rules for Your 401(k)
You thought picking your 401(k) mutual funds was hard.Managing those mutual funds in a stock market downturn is even harder. Ever thought about a “stop Loss” for your 401(k) now? It’s a pre-set limit on how much you’re willing to lose.If your 401(k) account value...
