Why Customized 401(k) Advice Beats Cookie-Cutter Investing
Most individual investors would admit.They don’t spend much time thinking about their 401(k). The reasons? Their level of financial literacy does not include picking mutual funds.The complexity of their 401(k) mutual funds is overwhelming. No more corporate pensions...
The 401(k) Move Most Investors Miss During Market Declines
Most individual 401(k) investors ride the stock market rollercoaster.Hands up during the climb when the view their all-time 401(k) account statements.White-knuckled during the most recent stock market decline. Want to step off the ride and protect your 401(k) stock...
The 401(k) Trap: Why Target-Date Funds Are Dangerous
Millions of 401(k) investors believe they’ve found the perfect mutual fund solution. The most popular “set-it-and-forget-it” 401(k) investment management strategy.Target-date 401(k) mutual funds. They look simple enough.They provide information that reads like a safe...
Simplifying Your 401k) Mutual Fund Choices
Ever feel like your 401(k) mutual fund options are written in another language? Or that you should have taken more finance classes in college? You already know about the investment management basics.Asset Allocation, Diversification, Rebalancing, and Dollar Cost...