Set-and-Forget No More-Your 401(k) Needs You
Ready or not, the mutual fund dynamics in your 401(k are changing.I thought you would want to know. The Large Cap Growth and S&P 500 mutual funds.Both up to their eye balls in technology stocks.Are leading the popular stock market averages down. I’m not predicting...
What Happens When Your 401(k) Has No Safety Net?
Most individual 401(k) investors.Think the biggest 401(k) stock market risk is choosing the wrong mutual fund. It’s not. It’s having no plan for how much 401(k) losses you’re willing to tolerate. You’re not responsible for the direction of the stock market.But you can...
Why Staying 100% Invested in Your 401(k) is a Blind Spot
I see some dangerous 401(k) investment advice… But this is the worst… “It’s always a great time to be 100% invested in your 401(k).” I call BS.Not historically correct.No matter the source of your data.Or the colors in your pie charts. The future benefits of a 401(k)...
Move From a Static Model to an Adaptive 401(k) Strategy
The better 401(k) mutual fund choices you make. The larger your 401(k) account balance when you need it. Here’s the best way to improve your 401(k) mutual fund picks. The traditional approach to 401(k) investing is no surprise.“Buy-and-Hope.” But it’s no longer...