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More bad news: Most fail a 401(k) literacy test again

by Ric Lager | Apr 6, 2018 | 401k Advice, Blog, Educational

Here is another reminder about how much more individual investors don’t know about the biggest piece of their retirement savings; their company 401(k) retirement plan accounts. The 2018 TIAA Institute-GFLEC Personal Finance Index was recently released. This report is...
Don’t have a tech wreck in your 401(k)

Don’t have a tech wreck in your 401(k)

by Ric Lager | Apr 3, 2018 | 401k Advice, Blog, Educational

Most individual company 401(k) retirement plan participants have no idea how the recent price drops in tech stocks like Facebook, Apple, Amazon, Netflix, Google, Microsoft, Alphabet and Tesla have negatively impacted their account values. The quick and severe declines...

You can’t manage your 401(k) from a quarterly statement any more

by Ric Lager | Mar 27, 2018 | 401k Advice, Blog, Educational

Most individual company 401(k) retirement plan participants have this quarterly song-and-dance down to a science. It is truly a thing of beauty to behold every three months. Your company 401(k) retirement plan quarterly account statement turns up in your mailbox. From...

The stock market just sneezed. Has your 401(k) had a flu shot?

by Ric Lager | Mar 23, 2018 | 401k Advice, Blog, Educational

Earlier this month of March, it was nine years since that last U.S. stock market bottom. Since then, “set-it-and-forget-it” has been the best company 401(k) retirement plan investment management strategy available. Individual company 401(k) retirement plan...

Scary warning about a 401(k) mutual fund you probably own

by Ric Lager | Mar 19, 2018 | 401k Advice, Blog, Educational

CNBC recently published an article that appeared to be just another in a long series of company 401(k) target date mutual fund promotional articles. Upon further review, this article quoted some very scary numbers regarding company 401(k) retirement plan mutual funds....

What March Madness Teaches About Your 401(k)

by Ric Lager | Mar 12, 2018 | 401k Advice, Blog, Educational

This year’s NCAA men’s basketball tournament and “March Madness” will be the topic of conversation in every office in America this week. The tournament begins in earnest on Tuesday night. A total of 68 teams will play in order to determine the eventual...
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