Dollar Cost Averaging Bad 401(k) Mutual Funds is a Huge Mistake
Dollar Cost Averaging is near the top.Of the all-time financial media commandments. Along with Asset Allocation, Rebalancing, and Diversification. When the stock market has stalled or is falling.Don’t make the Dollar Cost Averaging mistake. Before you even think about...
What If Your 401(k) Isn’t as Safe as You Think?
Let’s talk about something most individual 401(k) investors never question: Your default target-date 401(k) mutual fund. You know the one. The same one your employer auto-enrolled you in.Because that’s they law and they don’t want to get sued. The default 401(k)...
401(k) Stock Market Risk is Avoidable and Manageable
I help individual 401(k) investors improve their mutual fund picks.At the same time, I help them navigate stock market volatility. Their mutual fund picks improve with default 401(k) mutual funds.By annual fees and investment performance. Like picking Fantasy Football...
You Took the Stock Market Risk. Did You Get the 401(k) Reward?
The stock market always goes up… right? And the “average” 401(k) balance is at all-time highs. Target date 401(k) mutual funds are “safe” long-term investments. After 42 years of advising individual investors, I’ve learned: “Up” can be misleading.“Average” can be...
