Target Date Funds Are Not 401(k) Protection
Target-date mutual funds in your 401(k).Not the “safety nets” you are promised. They’re mutual fund marketing tactics.Wrapped in academic theory. And they might not behave the way 401(k) investors expect.In the next stock market stress test. The last real stress test...
401(k) Mutual Fund Underperformance Fix
“Set it and forget it” is the most expensive advice investors blindly follow. It’s not a strategy—it’s a slow leak. If your 401(k) is underperforming, are you sure it’s the market… or is it the mutual funds you picked years ago and never revisited? So when it comes to...
When to Sell a 401(k) Mutual Fund
Most 401(k) investors don’t have a predefined sell strategy. Yet all worry about losing gains during stock market drops. That gap creates unnecessary stress. Here’s a relevant 401(k) investment management question: What if you didn’t have to guess when to sell a...
What No One Tells 401(k) Investors
Most of the financial media.Treat you like you can’t handle the truth. Especially when it comes to picking your 401(k) mutual funds. I assume the opposite with my individual 401(k) advice clients.They are fully capable.When provided the tools for 401(k) mutual fund...
