Bust Your 401(k) Bracket

I just wrote this article on March 21st, 2012 for my Golden Valley Patch Blog. The opening round games of the 64-team 2012 NCAA Men’s Basketball Tournament were completed last weekend. Of the 32 games played, only 10 games were won by the higher tournament seed—the...

Focus on Your 401(k) Risk Now

I wrote this article on March 13th, 2012 for my Golden Valley Patch Blog. The last few weeks of stock market activity has all the appearance of a short-term stock market top. It is too early to make a definitive SELL recommendation on all your Minnesota company...

Don’t Diversify Your 401(k)

I just wrote this article on February 23rd, 2012 for my Golden Valley Patch Blog. The definition of diversification in managing your investments has always been best described as not “having all your eggs in one basket.” The very reason that mutual funds dominate the...