A complete understanding of annual company 401(k) fees and expenses is a very important part of your investment management strategy. It is one of the first things I discuss with my individual company 401(k) investment advice prospects. My company 401(k) advice clients...
Buy-and-hold investing is a relevant option for all individual investors. But you have to be very aware of the risk involved in that investment management strategy. The last great stock market decline was from the July of 2008 to March 2009. Many individual company...
Company 401(k) retirement plan providers are not required to disclose information to individual company 401(k) retirement plan participants on many different levels. Nowhere is that more evident than when investment performance numbers are reported every calendar...
The recent stock market decline is a good time to remind all Minnesota stock market investors of a common stock market investor ailment. Investors feel more emotional pain from an investment loss than they feel joy from an investment gain. This mental state affects...
Last week, I was introduced to Bob. He works at a local Minnesota company. I was not familiar with his company 401(k) retirement plan offering. I was very eager to find out what how well his company 401(k) retirement plan menu would compare to other Minnesota...
Many Minnesota employers now provide investment advice to their individual company 401(k) retirement plan participants. This investment advice can be delivered online. It can be delivered over the phone. Or it can be delivered through face-to-face meetings with...