…history tells you that you can’t successfully time the stock market. You should buy-and-hold and remain 100% fully invested at all times. Diversify, rebalance, and dollar-cost average. I know that is true because that is exactly what the mutual fund company told me...
The U.S. stock markets have had their worst start to a new calendar year in history. Retailers have closed hundreds of stores and laid off thousands of workers. The U.S. economic outlook has dimmed. The Dow Jones Industrials and the S&P 500 are both down about 12%...
The year of 2016 is only a few trading days old. Already the reality of the world’s stock markets is in stark contrast with the long-term views of most investment professionals. The investment professional pearls of 2016 investment advice have been rampant. If...
The recent stock market headlines, have been filled with large stock market losses. With those headlines come the predictable wave of financial service industry jargon. “Think long term.” Buy-and hold.” And my all-time favorite, “This is just another...
I can’t even remember how many Minnesota company 401(k) retirement plan participants I have heard this same story from. I can tell you that it has been several over my 31 years in the financial services industry. When you change jobs, you naturally call the company...
Individual company 401(k) retirement plan participants own way too much U.S. stocks now. I met with a 60 year old executive just last week who is currently 95% invested in U.S stocks in his company 401(k) retirement plan account. The last six-plus years of stock...
