Individual company 401(k) retirement plan participants have had to deal with radical changes in the structure of the American family over the last few years. Moms and Dads don’t get married forever. Some get married again and bring their previous children with them to...
The very last thing that individual investors like to admit is a complete ignorance of their company 401(k) retirement plan account. Struggling to pick winners from a long list of company 401(k) retirement plan mutual fund options is embarrassing. Most individual...
Saving for retirement through a company 401(k) retirement plan account requires a great deal of trust. That trust includes the relationship with your company retirement plan sponsor and your company retirement plan provider. Trust is also a requirement for the...
I always remind my Minnesota stock market investor clients of something that they read all the time. Most company 401(k) retirement plan participants never take the time to understand what they read. The phrase “past performance is no guarantee of future results” can...
Every financial services company commercial, brochure, and web site tells you that it is always a great day to be 100% invested in the stock market. Buy-and-Hold pie chart based computer-generated models based on the Modern Portfolio Theory of investment management...
It is that time of year again. Even people who don’t really enjoy golf are going to play over the next few summer months. Some people play golf because they love to; other people play golf because they have to. The same tools that improve your golf game can also make...