The 80/20 Rule in your 401(k)
I read a great article last weekend by James Clear about Vilfredo Pareto and the Pareto Principle or the 80/20 Rule. The consistent application of this Rule can have a profound impact on the long-term investment results in your company 401(k) retirement plan account....The stock market can help your 401(k) but it can’t keep it
I love the U.S. stock markets. Over the last 34 years, the long-term upward growth of the popular stock market averages has made my individual company 401(k) retirement plan participant clients a lot of money. The stock markets go up most of the time. But you have a...
Your company 401(k) mutual fund manager is not doing as well as you think
Here is a link to a great article at marketwatch.com that provides updated 2016 investment performance numbers for all categories of mutual funds. Equity mutual fund managers in 10 out 11 equity categories tracked by Morningstar trailed their 2016 investment...
It’s time for a 401(k) yard sale
My desk calendar stated that it was the first day of Spring on March 20th. In Minnesota, Spring means spring cleaning. And spring cleaning means yard sales. This Spring there is much more cleaning to be done than just closets and garages. There is very likely some...
