Of the entire universe of AI promises.
Picking “what to buy” in your 401(k) is not on the list.
AI can’t match the context and human reasoning.
The logic, discipline, and risk tolerance.
The task of picking the handful of your best 401(k) mutual funds.
Is cerebral and cognitive.
Don’t look for those functions any time soon with AI.
That is where 401(k) investment advice from a human comes in.
Conversation and direct observation.
How and why you answer stock market risk questions the way you do.
The people skills you can’t get from a machine.
Too many human layers for AI to process.
You don’t need your 401(k) investment management style replicated.
You don’t need a summary of your default 401(k) mutual fund options.
AI lacks intuition.
AI lacks thought.
AI does not provide up-to-date financial markets data.
You can “train” AI.
But you can’t teach it to pick your 401(k) mutual funds.
Or manage the stock market risk after you own them.
Your 401(k) needs a mutual fund selection process.
Logical, disciplined, and organized.
Your 401(k) needs a “stop loss.”
A dollar amount or percentage.
Willing to risk no more than that amount of 401(k) principal.
Want to talk to a human about your 401(k0 mutual funds?
P.S. 401(k) mutual fund picks can be improved.
