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Install a security system in your company 401(k) account

by Ric Lager | May 2, 2017 | 401k Advice, Blog, Educational

How would you feel if your home security system failed, the backup battery failed, and no one called the police or the fire department as your home burned to the ground? You would be upset. When you calmed down, the first call would be to your homeowner’s insurance...

Report reveals long odds against your 401(k) mutual funds

by Ric Lager | Apr 25, 2017 | 401k Advice, Blog, Educational

Truly one of my favorite web sites to keep my clients informed is Business Insider. Each day this site is filled with aggregated business news from all over the world. There is no question that the content on this web site makes me a more informed investment advisor...

Another one-sided 401(k) brokerage account article

by Ric Lager | Apr 18, 2017 | 401k Advice, Blog, Educational

Last week, Yahoo! Finance featured an article about company 401(k) brokerage accounts. My daily news feeds find very few articles on self-directed company 401(k) retirement plan accounts. The scarcity of information on these accounts has much to do with their multiple...

The 80/20 Rule in your 401(k)

by Ric Lager | Apr 11, 2017 | 401k Advice, Blog, Educational

I read a great article last weekend by James Clear about Vilfredo Pareto and the Pareto Principle or the 80/20 Rule. The consistent application of this Rule can have a profound impact on the long-term investment results in your company 401(k) retirement plan account....

The stock market can help your 401(k) but it can’t keep it

by Ric Lager | Apr 4, 2017 | 401k Advice, Blog, Educational

I love the U.S. stock markets. Over the last 34 years, the long-term upward growth of the popular stock market averages has made my individual company 401(k) retirement plan participant clients a lot of money. The stock markets go up most of the time. But you have a...
Your company 401(k) mutual fund manager is not doing as well as you think

Your company 401(k) mutual fund manager is not doing as well as you think

by Ric Lager | Mar 29, 2017 | 401k Advice, Blog, Educational

Here is a link to a great article at marketwatch.com that provides updated 2016 investment performance numbers for all categories of mutual funds. Equity mutual fund managers in 10 out 11 equity categories tracked by Morningstar trailed their 2016 investment...
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