Dear 401(k), I know that I have neglected you lately. The truth is, I have not even found the time to look over my 2016 year-end account statement. Remember that you were one of my 2017 New Year’s resolutions? I promised that I would pay more attention to you going...
If you have an IRA or a Minnesota company 401(k), you should be aware of the new U.S. Department of Labor’s (DOL) fiduciary rule that goes into effect this Friday, June 9, 2017. This new rule establishes a higher standard of care for any investment advisor who...
I meet with new individual company 401(k) retirement plan participants just about every week. The first thing I want to accomplish is to present my qualifications and experience in analyzing a company 401(k) retirement plan mutual fund menu. The second thing that...
All-time stock markets highs and once-in-a-lifetime interest rate lows have made individual company 401(k) retirement plan participant look like investment experts. Good investment times never last forever. The last several years of your company 401(k) retirement plan...
More and more company 401(k) retirement plan sponsors are offering the SDBA account option. SDBA stands for a self-directed brokerage account. This account option is offers a brokerage account options within your existing company 401(k) retirement plan account. The...
The hard truth is that individual company 401(k) retirement plan participants really don’t want to make investment management decisions. The reasons vary from person to person. Here is a brief list of the most common problems facing individual company 401(k)...
