How Global Events Will Shape Your 401(k)

How Global Events Will Shape Your 401(k)

A 401(k) investor recently told me,“I’m doing everything right… but I still feel like I’m missing something.” She wasn’t confused.She is underinformed about her 401(k) mutual funds.And she knew it. Most individual investors think 401(k) decisions come down to annual...
401(k) Anxiety

401(k) Anxiety

I solve individual 401(k) mutual fund problems for clients.Here’s one of the most frequent problems I see. 401(k) Anxiety.Don’t bother to google that phrase.Or practice your AI skills. I made it up. I blame the condition on our hyper digital age.Anything is a few...
401(k) optimism

401(k) optimism

Every individual 401(k) participant I contact.Via telephone, e-mail, or a reader of my blog posts.Does not realize they currently suffer this 401(k) condition. The 401(k) “cost of the problem.” This problem begins with “guessing” which mutual funds to own in your...
The Hidden Risk in Your 401(k)

The Hidden Risk in Your 401(k)

Most 401(k) investors make dangerous assumptions.About their default mutual fund menu.It’s “good enough.” It’s not. Here’s the problem: Default doesn’t mean optimal. It means generic.It means everyone only gets to choose the same mutual funds.Regardless of their...