Two big problems with your 401(k) target-date mutual funds
The target-date funds found on your company 401(k) retirement plan menu have been promoted endlessly both by your 401(k) retirement plan provider and your company. What’s not to like? The mutual funds are advertised to automatically shifts your stock and bond market...Revise your company 401(k) stock market risk management strategy
Throughout the history of the U.S. stock markets, corrections happen regularly and are impossible to predict. In most cases, these stock market losses are the result of investor’s emotions rather than economic fact. Last December, the most recent stock market...2 questions every do-it-yourself 401(k) investor should ask themselves now
If you answer “no” to either of the following three questions, the last several years of your company 401(k) retirement plan contributions and stock market gains are at risk. Do you have the time to manage your company 401(k) retirement plan account? I routinely sit...