Most likely, you have not paid much attention to your company 401(k) retirement plan account over the last few years. Honestly, why should you? All-time high stock market highs have been the norm. Every month, the combination of your payroll contributions and the...
Think back to your last major decision. Maybe it was a career move, a relocation, a medical treatment, or something to do with love. Did you make a quick choice without exploring your options? Or did you conduct research and gather as much information as possible?...
I am often asked the following question by individual company 401(k) retirement plan participants. “How can I get around the poor mutual fund options on my company 401(k) retirement plan menu?” For most company 401(k) retirement plan participants, the answer can be...
The investment advice business is a service business. A dry cleaner, a lawn care company, and the person who cuts your hair are all in the service business. An individual company 401(k) retirement plan participant seeks out an investment advisor to solve an investment...
Have you ever noticed that the mutual fund options in your company 401(k) retirement plan menu are listed in alphabetical order? Well, there is a research report published a year ago that answers that fact. And it found that mutual fund names beginning “early in the...
Dollar-cost averaging is widely promoted as one of the main pillars of company 401(k) retirement plan account investment management strategies. This strategy fits perfectly into how most individual investors fund 401(k) retirement plan accounts. Each month, money is...
