How Much 401(k) Stock Market Risk Can You Handle?
For 26 years, I’ve helped individual 401(k) investors.Navigate downward stock market swings. The calmest ones weren’t fearless.They were prepared. They knew exactly how much 401(k) loss they could live with.Before taking action to protect their 401(k). You don’t need...
The 401(k) Diversification Shift That Could Change Everything
In 401(k) investing, diversification is everywhere.Non-stop financial media message.Nowhere more promoted than 401(k) retirement account investment management. Does diversification serve your 401(k) well over the long term? I speak from my 26 years of individual...
The Price Tag on Your 401(k) Mistakes
Most 401(k) investors don’t know what they want.And after 25+ years of advising them, I can tell you why. Back in 1999, I noticed something strange. Clients kept asking me: “I need to improve my 401(k) mutual fund decisions.” So I started making some calculations.The...
What If Your 401(k) Isn’t as Safe as You Think?
If the market turned tomorrow, would your 401(k) be protected—or exposed? And more, would you know exactly what to do? Most individual 401(k) investors don’t. We’re at a point in the market cycle where risk feels invisible.Almost like background noise. Experts keep...