Useless 401(k) information
I am tired of useless information provided to individual 401(k) participants. There is only so much attention span available. How can a 401(k) investor decide what information is helpful? To improve his or her mutual fund investment management decisions? Here is my...
Rebalance your 401(k) the right way
It is that time of year. Casual financial news readers overwhelmed with articles about the merits of year-end rebalancing. Once a year, a 401(k) rebalance is a promising idea. The U.S. stock markets have closed at all-time highs recently. Your 401(k) has the largest...
401(k) investing needs to manage risk
You should hold as much of your 401(k) as you can in stocks. Because stocks always provide better investment returns over the long run. Always better than other investments alternatives. Bonds, international stocks, or the money market. Stocks beat them all over the...
Two lies you tell yourself about your 401(k)
I prospect for new 401(k) advice clients about every day. I cannot help it. (Over 41 years of my prospecting habit is hard to break). Individual investors often resist my initial approach. An independent, third-party investment advisor for their 401(k) is not top of...