A 401(k) fee and performance audit
Most individual 401(k) participants I approach are the same. They already have an investment advisor relationship. But more of the same. That relationship does not include their 401(k) account. Or their spouse or partner 401(k). Most individual investors don’t...
Losing 401(k) principal? It’s not your fault.
The “buy-and-hold” mindset is to blame. Generations of 401(k) investors don’t understand. How to manage 401(K) stock market mutual fund risk. They completely miss the mark when the stock market’s decline. They know how to contribute and grow their 401(k) account...
401(k) advice is a service business too
A dry cleaner, a lawn care company, and the person who cuts your hair.All in the service business.Individual 401(k) investment advice falls into the same category. A service provider solves a simple life problem.A solution to a life problem not solved on your own. I...
I have never met many of my 401(k) advice clients
Since COVID, the business world has changed. When you stop to think about “the old days.” The business world has changed forever. I can’t remember my last business lunch. Or round of golf with a client. Or a beer at happy hour. I look back at my most recent new 401(k)...
