The Illusion of 401(k) Safety

The Illusion of 401(k) Safety

Complacency is everywhere in the 401(k) world.Buy-and-Hold.Set-and-Forget. Entire generations of individual 401(k) investors.Don’t even pay attention to their paper 401(k) quarterly statements in the mail. 401(k) stock market risk does not go away.Even after years of...
Avoid the Default Option in Your 401(k)

Avoid the Default Option in Your 401(k)

“Set-it-and-forget-it” or “Buy-and Hold.” Dangerous 401(k) advice for individual investors.Designed for mutual fund managers.To extract the most management fees possible. Default 401(k) target date mutual fund selections.Passive allocations.To make you feel safe....
When Your 401(k) Starts Talking Back

When Your 401(k) Starts Talking Back

Your 401(k) Is whispering. Are You listening? Most individual 401(k) investors don’t hear it. Not until the stock market headlines appear. Shakes them right down to the core. Your 401(k) has been steering you all along for years.Straight up stock market growth.Plus...