The 401(k) Commodity Trap
Most individual 401(k) investors.Don’t realize they are being processed.Into generic mutual fund options. Your 401(k) retirement savings.In the hands of another algorithm. Target date 401(k) mutual funds.A one-size-fits-all packaged solution. I work with individual...
The Cost of “I’ll Think About It” in Your 401(k)
“I need to think about it.” Most times, the first response to my offer of 401(k) investment advice. It sounds reasonable.Even thoughtful. But most of the time it is knee jerk.Unthinking.Leave me alone. Why? Because individual 401(k) investors don’t see the value of...
You’re Not Crazy: Your 401(k) Really Is This Confusing.
You’ve been contributing to your 401(k) for years.You’re grateful of your company-matching 401(k) contributions. You’ve picked your mutual funds.You’ve trusted the system. But let me ask you something: What’s been your biggest frustration when it comes to managing...
401(k) Advice Is NOT What You Think
Being an individual 401(k)advisor is not what you might think. It’s not about trying to be the smartest person in the room. Or trying to be a “new best friend.” Not even pushing a product to sell. It’s about specific 401(k) mutual fund solutions.That fit your...
