Your, My, and Our 401(k)’s

All Minnesota Individual company 401(k) retirement plan participants have had to deal with radical changes in the structure of the American family over the last few years. Moms and Dads don’t get married forever.  Some get married again and bring their previous...

Are You All In All the Time?

I was up way too late the other night watching cable TV.  I guess that I am too old to figure out how to watch TV on my computer. I came across a documentary on professional players.  One of the poker players interviewed made a great point about poker strategy.  I see...

ThinkAdvisor Articles

It is always a special treat for me to be asked to write financial services industry articles.  I have always had the opinion that financial services professionals don’t share enough of their knowledge, experience, and expertise with other financial services...

Listen to the Stock Market Now

One of the biggest misconceptions that I deal with as a Minnesota investment advisor is the following belief. You have to guess the next direction of the stock market in order to be a successful long term investor. That is not true at all.  No one can guess the...

Welcome to September; Time to be Scared

The Dow Jones Industrials fell almost 4.5% in August.  Looking back, it is a wonder that that key stock market barometer did not fall even more. Now comes September, the month with the worst stock market investment performance in multiple academic studies going all...