Company 401(k) retirement plan providers are not required to disclose information to individual company 401(k) retirement plan participants on many different levels. Nowhere is that more evident than when investment performance numbers are reported every calendar...
The recent stock market decline is a good time to remind all Minnesota stock market investors of a common stock market investor ailment. Investors feel more emotional pain from an investment loss than they feel joy from an investment gain. This mental state affects...
Last week, I was introduced to Bob. He works at a local Minnesota company. I was not familiar with his company 401(k) retirement plan offering. I was very eager to find out what how well his company 401(k) retirement plan menu would compare to other Minnesota...
Many Minnesota employers now provide investment advice to their individual company 401(k) retirement plan participants. This investment advice can be delivered online. It can be delivered over the phone. Or it can be delivered through face-to-face meetings with...
The financial media has an endless supply of articles about how individual Minnesota company 401(k) retirement plan participants can fix their investment management woes. Quick fix company 401(k) investment management articles fall into the same category and self-help...
I found a great article yesterday on marketwatch.com titled, “What You’re Really Paying in 401(k) and IRA Fees.” I am not shocked by the AARP survey quoted in the article. In my experience, the percentage of 401(k) company retirement plan participants who know...
