Investing in retirement is much different than investing during your working career. During your working career you can add money to your individual company 401(k) retirement plan account every year. Your company also matches your retirement plan contributions each...
Most Minnesota company 401(k) retirement plan participants make their own investment management decisions. I don’t exactly know the science behind this fact. But I do know that is just the way it is. I have always taken the opposite approach. I don’t exam my own eyes....
Most individual Minnesota stock market investors believe that successful stock market investing is a mystical, magical, and complicated process. They think that consistent stock market returns are only available to professional investment managers. That is not the...
Individual Minnesota investors should recognize a set of very important facts about their company 401(k) retirement plan participation. The first fact is to be happy about the sacrifice that you make every month. Saving for retirement is an important financial goal....
Target date mutual funds have been advertised and promoted by company retirement plan sponsors as the “set-it-and-forget-it” alternative to managing your individual company 401(k) retirement plan account. Target date mutual funds mix stocks and bonds in ranges from...
The December 2014 issue of insurancenewsnet magazine published my article on “15 Minutes Could Save Your Client’s Retirement Plan”. It is always an honor and a privilege for national financial industry publications to care what I think about providing...
