Company retirement plans are legendary for their limited menu of boring mutual fund options. But the statistics say that more and more company retirement plans are adding a key account option known as a “self-directed brokerage window.” In 2005, about 15% of company...
The first week of the 2015 new year, I was invited by David Holland to be a guest on his Real Money radio show. The link to the radio interview can be found by clicking here. David is a very experienced financial advisor and radio show host. For many years he has...
The very basis of a company 401(k) retirement plan account is based on optimism. The theory is that you take money every month out of your paycheck. You save and invest that money for the long-term. When you want to retire, you have enough money saved in order to make...
Stock market investing is not that hard. You need to stay calm, rely on your experience, and have a system in place to manage changing stock market investments. There are much more difficult jobs. Brain surgery comes to mind. I would bet you that a brain surgeon...
“I am a great believer in luck, and I find the harder I work, the more I have of it.” Thomas Jefferson Luck can play a big part in anyone’s life. This includes making investment decisions in your Minnesota company 401(k) retirement plan. Investment...
Some of the best investment management lessons that I have ever learned have come from watching other individual investors make mistakes. I am fortunate once in a while to be able to pass on these lessons. I had a Minnesota client many years ago who was one of the...
